Business Owner Mortgages
Whether you’re an established business or you only have 12-months of trading history, our advisors will assess your current financial situation and help you search the marketplace – this includes major banks and building societies – to try to find the mortgage that’s right for you.
Banks and building societies have their own criteria depending upon how you draw your income. Here at Oviso, we take the time to assess the bigger picture in terms of your finances. Which, in a lot of cases, could enable you to borrow more than you may well have imagined.
Our support doesn’t end once we’ve found you a mortgage, we will help you every step of the way to make the whole process as seamless as possible, leaving you to focus on running your business.
Business Owner Mortgages features:
Our advisors search a wide range of products to make sure you get the very best rate for your circumstances. This takes into account the interest rate and costs to set the mortgage up.
Your latest trading figures can be utilised for affordability rather than averaging over the last three years – something high street financial institutions typical do.
We can assess affordability based upon profit and salary, as well as salary and dividends in the case of a limited company shareholder.
In certain circumstances business projections can also be taken into account.
Business Owner Mortgages benefits:
Helpful and friendly expert advice.
We make the process hassle-free by assisting with administration.
If you choose to use Oviso, our typical fee for processing a mortgage application is £295, discounted to £249 for first time buyers.
We provide a comprehensive view of the best options available.
We communicate – rather than wait for you to contact us, we’ll get in touch with you to make sure you’re happy.