With our two branches open more hours than ever before, Oviso advisers are easily accessible and always willing to answer your questions.

Here are seven situations you may find yourself in where it would be beneficial to contact your adviser for help.

1. Your circumstances have changed

Time moves fast, and it’s easy to experience a life-altering event without considering the potential financial implications. If something significant has happened to you, such as a marriage, new child or a change of job, let us know so we can advise on how this may change your mortgage or protection options.

2. You’re not fully protected

Had a recent health scare, or a brush with bad luck? You may wish to reconsider the protection (if any) you took with your mortgage. Your financial position may have changed over time, giving you a bigger budget to protect yourself and your family.

3. You could be saving money on your mortgage

If you are nearing the end of your mortgage deal, you will be automatically transferred on to your lender’s standard variable rate, leaving you with higher monthly repayments. Your adviser can help ensure you are not paying more than you need to.

4. You are considering an investment in another property

With many options available from buy-to-let properties to holiday lets, an adviser will be able to help maximise your financial gains.

5. You want to help your child buy their own home

If your child is looking to leap onto the property ladder by purchasing their own home, they may require some assistance. An advisor can not only help to find the right mortgage, but also offer advice on the different ways you can offer financial support.

6. You’d like to discuss the mortgage and protection market

Constant changes in the mortgage and protection market could affect your current and future plans. We are always available to advise on the latest developments.

7. You were declined for a mortgage in the past

If you were previously declined for a mortgage, you may be feeling downhearted. Our advisers are here to assure you that there are many more specialist lenders available, and options to help those with complicated borrowing scenarios.

In need of some financial advice? Don’t hesitate to get in touch today by popping into one of our branches or filling out our contact form.

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