At some point in our lives we have all suffered ill health that has meant we were not able to go to work. According to figures from the Department for Work and Pensions, on average 960,000 employees take sick leave for a month or more every year.
According to the latest State of the protection Nation report from Royal London, Britain is incredibly underprepared in the event of long-term sickness, accident or ill health.
We often encourage clients to invest in policies such as Life Insurance and Critical Illness Cover to protect against worst case scenarios, but what about more common scenarios such as mental health absences?
Life insurance is quite often viewed as an unnecessary expense. It is however there for good reason - namely to provide security for you and your family in life’s most difficult and emotional situations by delivering a financial cushion to ease pain and suffering.
Whether single or married, young or old, it could be worth investing in an insurance policy.
What is Income Protection, how much is it and should you take it out?
Think you know everything about personal insurance? Think again!
You don't have to worry about your financial position, should the worst happen.
A Will is a legally binding document, therefore there are various legal formalities you must follow to ensure it is valid.
Critical Illness Cover
Richard and Michelle Cockayne decided to set up a joint life and critical illness policy. It turned out to be a more important decision than they ever expected.